Files
Term deposits
Nominal rate (and effective rate if published) by bank, channel, interest payout, term band in days and amount tier.
Savings accounts
Rate by account and balance tier, with the bonus and conditions published in each bank’s notes.
Loans
Nominal and effective rate by bank and segment, with the segment’s legal maximum rate.
Cards
Credit and debit card service fees (including VAT) and annual charges published by card or segment.
Services and fees
Fees for transfers, ATMs and use abroad, prepaid cards, cash advances by amount, instalment-purchase rates and factors, and the out-of-court collection table.
Monthly history
One figure per bank and month since January 2026: best term-deposit rate by term for $10,000, savings by balance, fees and the 12-month instalment factor. Each full month is in
/data/historico/AAAA-MM/(year and month). Months before October include only the banks whose past documents are still published.Earnings
Profit or loss for the year and before tax of each private bank by year since 2000, in thousands of dollars, and its return on equity and on assets as an annual percentage, taken from the Superintendencia de Bancos financial bulletins. The latest year runs to the cut-off date.
Balance sheets and investments
Assets, available funds, investments, loans, deposits and equity of each private bank at the end of each year since 2009, in thousands of dollars, with its investments by accounting category, issuer and term, its income from interest, services and commissions, its loans by segment and its financial indicators as percentages (non-performing loans, coverage, liquidity, efficiency, returns, capitalisation, uncovered loans, non-earning assets and loans to deposits) and its size group, taken from the Superintendencia de Bancos financial bulletins. The latest year is at the cut-off date.
Financial statements month by month
Assets, loans, deposits and equity, the income statement with operating costs by account, the margins and the financial indicators of each private bank, each size group and the system, every month since January 2021, taken from the Superintendencia de Bancos monthly financial bulletins. Amounts in thousands of dollars, January to the cut-off date as published.
Inflation and central bank rates
Monthly, annual and year-to-date inflation of INEC’s Consumer Price Index, and the effective rates the Banco Central del Ecuador publishes each month: lending references and maximums by credit segment, deposit references by term and instrument, and the deposit and lending reference rates, since January 2026.
Banks
The 27 banks, their access to information, the modification date of their documents, the products covered and the risk rating published by the Superintendencia de Bancos.
Changes
Rate changes between monthly updates.
Format
CSV in UTF-8, comma-separated, with a decimal point. Rates as an annual percentage (4.5 = 4.5%), amounts in USD. An empty field means the bank does not publish it (for example, the effective rate) or that the tier has no upper limit. Each row includes the address of the official document it was taken from and the download date. Column names, categories and the banks’ own text (account names, conditions) are in Spanish, as in the source documents.
Terms of use
Licence to be decided. Until then, cite the source as “TasaJusta (tasajusta.app), from the documents published by each bank”. The data is for reference and may contain reading errors; each bank’s official document prevails.