Which months we have
● term-deposit rates · ○ savings accounts only. Banks with any data for 2026. Banks with term-deposit rates by month: Jan 2, Feb 2, Mar 2, Apr 5, May 3, Jun 3, Jul 4, Aug 4, Sep 4, Oct 18. Loans are only available from October.
| Bank | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct |
|---|---|---|---|---|---|---|---|---|---|---|
| Amazonas | ● | |||||||||
| Atlántida | ● | |||||||||
| Austro | ● | |||||||||
| BanEcuador | ● | ● | ● | |||||||
| BGR | ● | |||||||||
| Bolivariano | ● | |||||||||
| Capital | ● | |||||||||
| Comercial de Manabí | ● | ● | ● | ● | ● | ● | ||||
| Coopnacional | ● | |||||||||
| Desarrollo de los Pueblos | ● | ● | ● | ● | ● | ● | ● | ● | ● | ● |
| Diners Club del Ecuador | ● | ● | ● | ● | ● | ● | ● | ● | ● | |
| Loja | ● | |||||||||
| Pacífico | ● | |||||||||
| Pichincha | ● | |||||||||
| ProCredit | ● | ● | ||||||||
| Produbanco | ● | ● | ● | |||||||
| Solidario | ● | |||||||||
| VisionFund Ecuador | ● | ● | ● |
Term deposits at 360 days, month by month
Best nominal annual rate each bank published for $10,000 at 360 days, with interest at maturity. Only banks with at least three months; a month without data breaks the line. With two months: ProCredit.
BanEcuador
Comercial de Manabí
Desarrollo de los Pueblos
Diners Club del Ecuador
Produbanco
VisionFund Ecuador
| Bank | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct |
|---|---|---|---|---|---|---|---|---|---|---|
| BanEcuador | — | — | — | 5.15% | — | — | — | 4.60% | — | 4.20% |
| Comercial de Manabí | — | — | — | 4.90% | — | 4.90% | 4.90% | 4.90% | 4.90% | 4.90% |
| Desarrollo de los Pueblos | 3.70% | 3.70% | 3.70% | 3.70% | 4.60% | 4.60% | 4.60% | 4.60% | 4.60% | 4.80% |
| Diners Club del Ecuador | 4.80% | 4.80% | 4.80% | 4.80% | 4.10% | 4.10% | 4.10% | — | 4.10% | 4.10% |
| Produbanco | — | — | — | — | — | — | 4.35% | 4.35% | — | 4.40% |
| VisionFund Ecuador | — | — | — | 6.00% | 6.00% | — | — | — | — | 5.30% |
| ProCredit | — | — | — | — | — | — | — | — | 4.00% | 4.00% |
Savings accounts, $10,000 balance
Best nominal annual rate on instant-access savings for that balance, by month. Banks with at least two months.
| Bank | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct |
|---|---|---|---|---|---|---|---|---|---|---|
| BanEcuador | — | — | — | 1.00% | — | — | — | 1.00% | — | 1.00% |
| Comercial de Manabí | — | — | — | 0.50% | — | 4.00% | 4.00% | 4.00% | 4.00% | 4.00% |
| Desarrollo de los Pueblos | 1.00% | 1.00% | 1.00% | 1.00% | 1.00% | 1.00% | 1.00% | 1.00% | 1.00% | 1.00% |
| Diners Club del Ecuador | 2.90% | 5.00% | 5.00% | 5.00% | 5.00% | 5.00% | 5.00% | — | 5.00% | 5.00% |
| ProCredit | — | — | — | — | — | — | — | — | 4.76% | 4.56% |
| Produbanco | — | — | — | — | — | — | 4.00% | 4.00% | — | 4.00% |
| VisionFund Ecuador | — | — | — | 3.50% | 3.50% | — | — | — | — | 3.50% |
Earnings from January to September
Private banks earned 802.1 million dollars from January to September 2026, according to the Superintendencia de Bancos bulletin (13.88% on equity, on an annual basis). The detail by bank and since 2000 is in Bank earnings.
For the current month with every bank, see the overview. The monthly data is in Open data (monthly history).