Monthly summaries / January 2026

Rates in January 2026

What the banks published this month according to the documents we keep: 2 banks with a 360-day term-deposit rate for $10,000.

Best 360-day rate4.80%Diners Club del Ecuador
Median 360-day rate4.25%2 banks
Rose · fell0 · 0first month kept
Best savings, $10,000 balance2.90%Diners Club del Ecuador

360-day rate by bank

Best nominal annual rate each bank published for $10,000 at 360 days, with interest at maturity.

Before October 2026 we kept few documents, so those months describe only the banks they include. The year’s detail is in the year in review.

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