All private banks
| USD millions | 2023 | 2024 | 2025 |
|---|---|---|---|
| Financial revenue | 6,634.2 | 7,568.6 | 7,973.1 |
| Gross profit (gross financial margin) | 4,327.3 | 4,633.8 | 5,280.0 |
| Operating costs | 2,378.1 | 2,557.6 | 2,719.6 |
| EBITDA | 1,275.5 | 1,169.1 | 1,532.9 |
| Net profit | 737.5 | 660.2 | 946.4 |
The interactive statement needs JavaScript; this table shows the last three years.
How it is built
Every line comes from the income statement in the Superintendencia de Bancos’ monthly bulletin, without recalculation. Financial revenue: interest, commissions, services and financial gains. Cost of funds: interest and commissions paid and financial losses. Gross profit: the bulletin’s gross financial margin (the difference of the two). EBITDA: profit before tax plus depreciation and amortisation; interest is not added back, because lending and taking deposits is a bank’s business. Percentages are of financial revenue. Net profit is the result for the year and matches the one the Superintendencia publishes.
Source: Superintendencia de Bancos, Boletín Financiero Mensual de Bancos Privados ↗ (monthly financial bulletin of private banks). The data is in Open data.